Top 5 Common Car Accident Myths
From physical injuries to totaled cars, dealing with a car accident can be extremely stressful. That’s why we often turn to friends, family and the Internet for answers to common questions. Though your intentions are good, you may be receiving a lot of misinformation, which can hurt you in the long run. Here are five common car accident myths – and what you actually need to know.
Myth #1: I don’t need to seek medical attention
Fact: When you have been in a car accident you may feel immediate pain. However, for many individuals involved in auto accidents, injuries do not appear until days or even weeks after the event.
That’s why it is always important to seek immediate medical attention after an auto accident regardless of whether or not you feel any immediate pain. Sometimes the most serious injuries are the ones that cannot be seen from outside of the body. Seeking medical attention not only helps to ensure that nothing life-threatening is going on, but also serves to support your claim later on in the process.
Myth #2: I am required to provide a recorded statement for my insurance company
Fact: Insurance companies often want you to believe that you are obligated to provide a recorded statement. This is in the company’s interest because what you say can and will be used against your potential claim. For instance, if you make a statement regarding your injuries prior to realizing the full extent of them, the company will attempt to use your statement to preclude additional recovery. That’s why it is always a good idea to speak with a knowledgeable and experienced personal injury attorney prior to speaking with the insurance company.
Myth #3: My adjuster has my best interest at heart
Fact: You may have one of the nicest, seemingly most compassionate adjusters. However, when it comes down to it your adjuster works for the other driver’s insurance company– not for you. His or her job is to protect the interest of the company (its revenue) by settling your claim for the smallest amount possible as quickly as possible.
Myth #4: All of my costs will be covered under the at-fault insurance
Fact: You may think that the job of the at-fault insurance policy is to pay for all of your costs. But unfortunately, insurance companies – like most businesses – are in the business of making money. That’s why they will either underpay what your claim is worth, or deny your claim altogether. The low settlement that the company will initially offer you will likely not even remotely cover your costs. Your best option is to hire a qualified attorney.
Myth #5: I don’t need to hire an attorney
Fact: Insurance companies and claims can be extremely difficult to handle. The insurance company will often try its hardest to offer you low-ball settlements while using your words, and sometimes your actions, against you. They may manipulate you and bully you, but an experienced lawyer understands how to best advocate for you and your interests. A knowledgeable attorney has a history of successfully dealing with insurance companies and will work tirelessly to help ensure you receive the compensation you deserve for your medical bills, missed time from work and pain and suffering.
The Goss Law Firm, P.C. Can Help
If you or a loved one has been injured in a car accident, The Goss Law Firm can help. To learn more or to schedule a FREE consultation, call the Kansas City Car Accident Lawyers at the Goss Law Firm at 816-527-8658 today. Our team is here to help.