What Role Does a Demand Letter Play In My Personal Injury Case?

What Role Does a Demand Letter Play In My Personal Injury Case?

A demand letter from your attorney notifies the insurance provider of the person at fault in your accident that you demand compensation for your injuries. The letter should carefully outline and explain what happened in your accident, the details of your injuries, evidence, and the exact compensation you are seeking.

The demand letter formally begins negotiations between your attorney and the insurance company for your compensation. 

What Is Included in a Personal Injury Demand Letter? 

There are various important pieces of a demand letter. Let’s break it down: 

Details of the Accident:  This section should include where, when, and how the accident transpired. It should include as much information as possible when describing the accident.

Details of the Damages & Losses You Sustained: Likewise, this should include as much detail as possible. It must include the facts of how your injuries occurred and the damages and losses you sustained as a result, and how the accident has affected your well-being.This includes both past and future damages, such as: 

  • Medical bills
  • Lost wages
  • Pain and suffering
  • Property damage/losses
  • Pain and suffering

Proof of Liability:  This is where you or your attorney should explain that the insured party is responsible for your injuries and losses sustained in the accident, and why the insurance provider should compensate you for your experience. It is advised that you provide additional evidence to further strengthen your claim against the at-fault party.

Monetary Demands: Most importantly, this section should reinforce your argument for compensation, and state the specific monetary value of the compensation you are seeking.

What If The Insurance Company Rejects My Claim?

If the opposing party’s insurance rejects, ignores, or otherwise dismisses your claim, you should begin the process of filing a lawsuit. These occurrences happen often, often unlawfully, even when the claim is completely justified. 

For your best chance at receiving the best possible compensation from the at-fault party’s insurance company, it is crucial that you hire an experienced and reputable personal injury attorney.

A Compassionate Personal Injury Firm That Will Fight For You

Attorney Peter Goss of The Goss Law Firm is dedicated to helping accident victims of all kinds. Have you or a loved one been injured in an accident through no fault of your own? With over a decade of experience and expertise, rest assured that your case will be in good hands with The Goss Law Firm. Submit an inquiry form on our website or call our office at 816-888-5000 for a free legal consultation today.